How to shop now and pay later
Thanksgiving is less than a week away, bringing with it one of the busiest shopping days of the year. Black Friday often brings sales but it also means the things you want to buy will probably become much harder to find. Money is tight for many people right now with the economy the way it is. I find myself wondering almost daily how we’re going to pay for Christmas, since my hubby was out of work for two months. There is a way to shop now and pay later – Kmart Layaway for the Holidays.
Kmart is once again offering layaway in many of their locations. To take advantage just go to a participating store and shop. Many items in the store are eligible to be put on layaway except things like perishables, plants, alcohol and tobacco, prescriptions, chemicals and chemical products, photo studio packages, mobile phones and computers. All it takes to start a layaway purchase is a photo id and 10% of the purchase down OR $15 to cover the service and cancellation fees, whichever is greater. Then all you need to do is make biweekly payments that are 25% of your purchase for up to eight weeks. Payments can be made using cash, check and credit cards.
I think it’s great that there’s a way for people to get gifts now and pay for them over time. If this is something that would help you I recommend you start shopping now, before Black Friday, while there’s still things on the shelves. Good luck!
