Cats and Coupons

Can you imagine if cats had to buy insurance for themselves? People say that cats have nine lives. Imagine if cats were buying life insurance like people do. Wouldn’t they need to get one policy for each life? And what about health insurance? Litter size might be a big factor for someone working health insurance leads for a living.

Pet health insurance is becoming more and more popular. I didn’t know until today that there are also different forms of pet life insurance. Some companies offer cheap term life insurance rates for pets. When the pet dies the policy covers expenses such as cremation. There is also apparanetly another type of pet life insurance policy that will pay money to the owner. From what I read this is a more expensive type of policy and it’s more for show animals.

One of the easiest ways there is to get a price quote for term life insurance is from a website. To get accurate term life insurance rates from Wholesale Insurance just fill in some basic information. Then, pricing from all of the companies in their database will be compared and you’ll be given the best ones. It’s terribly convenient, and much easier then calling a bunch of different insurance agents.

Car insurance has always been costly here in New Jersey. It’s mandatory to have so drivers are shopping for the best deal possible and learning more about what impacts their rates.

Most people know that the year, make and model of the car you drive. Most people are also aware that your driving record plays a big factor. Here are some other factors that insurance companies may take into account.

Does your car have an alarm?
Does your car have anti-lock brakes?
Does your car have automatic seat belts?
Are you a student?
Have you taken a safe or defensive drivers course?
Do you have other vehicles you’ll be added to make a multi car policy?
Do you have other coverage you can combine, such as homeowners or renters?
And the last one. Your credit. Your credit score may impact your rate. Some insurers factor in your credit score. I think this is wrong, as long as I pay my auto insurance bill I don’t think the rest is their business.

I get a price quote from several insurance companies at least once a year in order to try and make sure that I’m paying the lowest rates possible. When is the last time you got price quotes for auto insurance?